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Baltimore City with roughly 650,000 residents, it ranks in the top twenty most populous U.S. cities. As such it offers all the amenities of big-city living, including national sports teams like the Baltimore Orioles and the Baltimore Ravens as well as major sports events like the Preakness Stakes horse race. The city’s centerpiece is the Inner Harbor. One of the nation’s oldest seaports, the Inner Harbor was recently revitalized and is now home to Harborplace, a downtown waterfront complex of stores and restaurants. Anchoring the Inner Harbor is Maryland’s number one tourist attraction, the National Aquarium in Baltimore. The aquarium’s 10,000 specimens of 560 species attract 1.6 million visitors annually. With so much to offer residents, it’s easy to see why Baltimore real estate is so popular.

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WHAT IS A 203(k) LOAN?

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This is a loan that enables the homebuyer to finance both the purchase and rehabilitation of a home through a single mortgage. A portion of the loan is used to pay off the seller's existing mortgage and the remainder is placed in an escrow account and released as rehabilitation is completed. Basic guidelines for 203(k) loans are as follows:

The home must be at least one year old.

The cost of rehabilitation must be at least $5,000, but the total property value - including the cost of repairs - must fall within the FHA maximum mortgage limit.

The 203(k) loan must follow many of the 203(b) eligibility requirements.
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Baltimore's climate supports the presence of many trees.