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Baltimore City with roughly 650,000 residents, it ranks in the top twenty most populous U.S. cities. As such it offers all the amenities of big-city living, including national sports teams like the Baltimore Orioles and the Baltimore Ravens as well as major sports events like the Preakness Stakes horse race. The city’s centerpiece is the Inner Harbor. One of the nation’s oldest seaports, the Inner Harbor was recently revitalized and is now home to Harborplace, a downtown waterfront complex of stores and restaurants. Anchoring the Inner Harbor is Maryland’s number one tourist attraction, the National Aquarium in Baltimore. The aquarium’s 10,000 specimens of 560 species attract 1.6 million visitors annually. With so much to offer residents, it’s easy to see why Baltimore real estate is so popular.

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ARE THERE ANY COSTS OR FEES ASSOCIATED WITH THE LOAN ORIGINATION PROCESS?

Yes. When you turn in your application, you'll be required to pay a loan application fee to cover the costs of underwriting the loan. This fee pays for the home appraisal, a copy of your credit report, and any additional charges that may be necessary. The application fee is generally non-refundable.